Skip to content
Screenshot 2026-03-23 at 4.25.11 PM
.

SUBCODE PERFORMANCE

Based on the variety of Incentive Compensation methods; bonus, contingency, override, rate locks, supplemental comp, etc. not all carriers with incentive compensation opportunities are included below.

Please reach out to the Membership team if you have any questions about carriers' formats and eligibility for for annual Incentive Compensation payments.


CALCULATOR

All incentive compensation is an estimation from 3 years' prior data. Current performance is reflective of growth, losses, profitability, production in specific eligible business lines, and additional factors outside any one organization's control. Numbers provided here are meant only to be an estimate for consideration.

 

 

 

STRATEGY PASS

Agencies seeking to stabilize their incentive compensation with carriers through Indium can elect, at Renewal, to participate in Strategy Pass.

Strategy Pass removes growth requirements from agencies to allow them to focus on building an engaged and strategic relationship with all carriers through Indium. By focusing on the agency-wide participation in Indium's virtual and in-person events, and overall strategic initiatives, many agencies hit 100% participation, guaranteeing them 100% of their incentive compensation split. In 2025, Strategy Pass allowed 16% more agencies to receive an incentive compensation payment.

 Current Status

Review your current engagement and opportunities here

TRENDING

American Modern

American Modern

 3 year average: 5.4%

AmTrust

AmTrust

 3 year average: ?
*relaunched relationship in 2026

 

Branch

Branch

3 year average: <1%

Chubb-3

Chubb

CL 3 year average: 3.7%

PL 3 year average: <1%

 

CNA

CNA

 CL Rate Lock: 1.5% or 2%

Coterie-1

Coterie

3-year average: <1%

 

Emp

Employers

 3 year average: ?
*new relationship in 2025

Next-1

ERGO | Next

 3 year average: ?
*new relationship in 2025

 

Grange-4

Grange

CL 3 year average: <1%

PL 3 year average: ?
*new relationship in 2026

GAIG

Great American

CL 3 year average: 2.6%

Hiscox-1

Hiscox

 3 year average: ?
*relaunched relationship in 2026

HOA

Homeowners of America & Porch

PL 3 year average: ?
*new relationship in 2026

 

Limu-1

Liberty Mutual (& Safeco)

CL 3 year average: 3.8%

Surety 3 year average: 3.9%

PL 3 year average: 1.6%

Lio-1

Lio

CL 3 year average: ?
*new relationship in 2025

Markel-1

Markel

 3 year average: ?
*relaunched relationship in 2026

Merch

Merchants

 3 year average: <1%

 

NatGen

National General (& Encompass)

PL 3 year average: <1%

Nation

Nationwide

Farm & Ag 3 year trend: 3.6%

CL 3 year average: 1.8%

PL 3 year trend: 2.6%

*Nationwide released new tables in 2026

Openly

Openly

PL 3 year average: <1%

RT

RT Specialty

3 year average: .5%

 

Hart

The Hartford

CL 3 year average: 4%

  Middle Market 3 year average: 4.3%

PL 3 year average: ?
*new relationship in 2026

Hanover-2

The Hanover

CL 2 year average: 3.6%
*new relationship in 2024

Trav

Travelers

CL 3 year average: 3%

  Bond & Specialty 3 year average: 1.7%

PL Rate Lock: 2%

Utica-2

Utica National

CL 3 year average: 2%

 

Vault

Vault

PL 3 year average: ?
*new relationship in 2026

weSure-1

WeSure

CL 3 year average: ?
*new relationship in 2024

 

SUBCODE ADMINISTRATION

Interested in affiliating a code or a net-new subcode with a carrier, or need help with an existing subcode? Kick things off below

Or connect with the Membership Team

Subcode Request

 

 

Existing Subcodes